Value |
Category |
I am afraid my money will be swindled |
|
I am afraid of not being able to pay back |
|
I am busy with my own issues |
|
I am financially unable |
|
I am not a businessperson |
|
I am not familiar with those things |
|
I am not ready |
|
I am not ready yet |
|
I am poor |
|
I am very busy |
|
I can't afford to join |
|
I can't do the work they do because of my poor health |
|
I can't read that is why I have no account |
|
I didn't have any business |
|
I don't even want to hear about them |
|
I don't have any account |
|
I don't have any reason |
|
I don't have capital |
|
I don't have enough money |
|
I don't have knowledge on those groups |
|
I don't have money |
|
I don't have money and don't need to use it |
|
I don't have money to join the groups I know |
|
I don't have time |
|
I don't know its benefits or losses |
|
I don't like |
|
I don't like being in debt |
|
I don't like it because they confiscate things if you fail to pay the loan |
|
I don't need a group |
|
I don't need a loan |
|
I don't need any service from them |
|
I don't need their service |
|
I don't see it's importance |
|
I don't see their importance |
|
I don't trust the groups |
|
I don't trust them and I don't have capital |
|
I don't want disturbance |
|
I hate being a member |
|
I hate being in groups |
|
I have no knowledge of such groups |
|
I have started preparing myself to join |
|
I haven't been able to join |
|
I haven't been educated on loans |
|
I haven't been impressed by any group |
|
I haven't been invited to any group |
|
I haven't considered joining the groups |
|
I haven't decided to join them |
|
I haven't got a group |
|
I haven't got education on those groups |
|
I haven't got enough knowledge to join |
|
I haven't got people to join with |
|
I haven't joined yet |
|
I haven't made a follow up on any group |
|
I haven't made any follow up |
|
I haven't thought of joining any group |
|
I haven’t needed it |
|
I know nothing of financial services |
|
I must first have an income generating activity |
|
I save elsewhere |
|
I still am dependent on my father so I don't have money |
|
I want to join |
|
I'm still a student |
|
I'm still new here |
|
I've never heard of such a thing |
|
None |
|
a lot of quarrels |
|
because he has no money |
|
because he is sick and has a swelling |
|
because she is submissive to her husband |
|
diseases and old age |
|
disturbance |
|
disturbance by the members |
|
doesn't have capital |
|
doesn't have enough knowledge on the groups |
|
doesn't have enough knowledge on them |
|
doesn't know of any groups |
|
doesn't like |
|
doesn't see the benefits |
|
doesn't see the importance of the group |
|
groups have regular quarrels |
|
hasn't decided |
|
he has no reason |
|
he has started registering to form a group |
|
he hasn't got enough knowledge on the groups |
|
he is scared to join any institution |
|
he prefers it that way |
|
he sees it as a disturbance to join |
|
he uses other groups |
|
his health is not good |
|
income and money circulation are low |
|
inconveniences in groups |
|
it is not formal |
|
it takes long to get a loan |
|
less lipstick |
|
most groups are for women men are not involved |
|
most of the time is spent in school |
|
my activities have not forced me yet to join |
|
my age does not permit me |
|
my expenditure exceeds my income |
|
my health is poor |
|
my husband doesn't want groups |
|
my income is small |
|
my personal decision |
|
my wife is a member so I use her to get loans |
|
no education is provided on those groups |
|
no education on those groups |
|
no money |
|
no reason |
|
no such groups or education |
|
no trust in those groups |
|
none |
|
none are here |
|
people are not willing to join such service |
|
people go broke because of the groups |
|
right now he doesn't have money to join |
|
saving personally is much easier |
|
still a student |
|
terms and conditions of the group |
|
the group collapsed |
|
the groups are far |
|
the groups collapsed |
|
the income is too low |
|
the interest is so big so I can't join |
|
the loans are given late |
|
there are no such groups here |
|
there is no benefit |
|
there is no education given in those groups |
|
there is no trust |
|
they are stubborn |
|
they can't be trusted |
|
they choose among themselves and don't include others |
|
they show no mercy and auction your property when you fail to pay |
|
time is limited |
|
we are not educated on loan issues |
|
we don't have secure employment |
|
we don't have those groups in this village |
|
we haven't been educated on such things |
|
weekly loan returns are a problem |
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.