| Value | Category |
|---|---|
| 1 | 1. BELIEVED IT WOULD BE REFUSED |
| 2 | 2. TOO EXPENSIVE |
| 3 | 3. TOO MUCH TROUBLE FOR WHAT IT WAS WORTH |
| 4 | 4. INADEQUATE COLLATERAL |
| 6 | 6. DO NOT LIKE TO BE IN DEBT |
| 7 | 7. DO NOT KNOW ANY LENDER |
| 8 | 8. OTHER (SPECIFY) |
| 9 | 9. BAD CREDIT |
| 10 | 10. STILL REPAYING ANOTHER LOAN |
| 11 | 11. WOULD NOT BE ABLE TO REPAY LOAN |
| Sysmiss |