| Value | Category | Cases | |
|---|---|---|---|
| 1 | Not needed | 2072 |
4.4%
|
| 2 | Not available | 8745 |
18.7%
|
| 3 | Did not want to go into debt | 4913 |
10.5%
|
| 4 | Interest rate/cost too high | 1431 |
3.1%
|
| 5 | Did not know how to get credit | 17582 |
37.5%
|
| 6 | Difficult bureaucracy procedure | 1280 |
2.7%
|
| 7 | Credit granted too late | 318 |
0.7%
|
| 8 | Other | 165 |
0.4%
|
| 9 | Don't know about credit | 10317 |
22%
|
| Sysmiss | 1522 |