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NGA_2016_SHS_V01_EN_M_V01_A_OCS
Smallholder Household Survey - CGAP, 2016
Nigeria
,
2016
Get Microdata
Reference ID
NGA_2016_SHS_v01_EN_M_v01_A_OCS
Producer(s)
Jamie Anderson
Collections
Agricultural Surveys
Metadata
Documentation in PDF
DDI/XML
JSON
Created on
Oct 16, 2020
Last modified
Nov 08, 2022
Page views
31363
Downloads
170
Study Description
Data Dictionary
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Data files
cgap_smallholder_household_survey_nga_2016_household_may_17
cgap_smallholder_household_survey_nga_2016_multiple_respondent_may_17
cgap_smallholder_household_survey_nga_2016_single_respondent_may_17.sav
Data file: cgap_smallholder_household_survey_nga_2016_single_respondent_may_17.sav
Single Respondent Data
Cases:
2773
Variables:
1221
Variables
H34_7
H34_7.Family has a plan to manage unexpected expenses resulted from-An extended period of time without your own food supply
H34_8
H34_8.Family has a plan to manage unexpected expenses resulted from-Crop failure
H35_1
H35_1.In the past 12 months, experienced Medical emergencies
H35_2
H35_2.In the past 12 months, experienced Death of a family member
H35_3
H35_3.In the past 12 months, experienced Income lost due to theft
H35_4
H35_4.In the past 12 months, experienced Loss of job
H35_5
H35_5.In the past 12 months, experienced Loss of wage labor
H35_6
H35_6.In the past 12 months, experienced Wedding or marriage
H35_7
H35_7.In the past 12 months, experienced Housing repair or construction
H35_8
H35_8.In the past 12 months, experienced Relocation
H35_9
H35_9.In the past 12 months, experienced Birth of a family member
H35_10
H35_10.In the past 12 months, experienced Crop failure
H35_11
H35_11.In the past 12 months, experienced None
H35_98
H35_98.In the past 12 months, experienced Don't know
H37_1
H37_1.My life is determined by my own actions.
H37_2
H37_2.I can mostly determine what will happen in my life.
H37_3
H37_3.I only focus on the short-term.
H37_4
H37_4.I live more for the present day than for tomorrow.
H37_5
H37_5.The future will take care of itself.
H37_6
H37_6.When I get what I want, it is usually because I worked hard for it.
H37_7
H37_7.My experience in my life has been that what is going to happen will happen.
H37_8
H37_8.I feel like what happens in my life is mostly determined by powerful peoples.
H38_1
H38_1.I always work hard to be among the best at what I do.
H38_2
H38_2.I do things after giving them much thought.
H38_3
H38_3.It is not always wise for me to plan too far ahead because many things turn out to be a matter of good or bad fortune.
H38_4
H38_4.I am impulsive.
H38_5
H38_5.I say things before I think them through.
H38_6
H38_6.I always look for opportunities for improving my situation.
H38_7
H38_7.I have many aspirations.
H42
H42. The role you play in household expenses
H39_1
H39_1.In the past 30 days (1 month), number of times did Deposit money
H39_2
H39_2.In the past 30 days (1 month), number of times did Withdraw money
H39_3
H39_3.In the past 30 days (1 month), number of times did Buy airtime top-ups
H39_4
H39_4.In the past 30 days (1 month), number of times did Pay a school fee
H39_5
H39_5.In the past 30 days (1 month), number of times did Pay utility bills (electricity, solar lantern, water, TV, cable)
H39_6
H39_6.In the past 30 days (1 month), number of times did Send money to family members or friends
H39_7
H39_7.In the past 30 days (1 month), number of times did Receive money from family members or friends
H39_8
H39_8.In the past 30 days (1 month), number of times did Take a loan
H39_9
H39_9.In the past 30 days (1 month), number of times did Other
H40_1
H40_1.In the past 90 days (3 months) number of times did Deposit money
H40_2
H40_2.In the past 90 days (3 months) number of times did Withdraw money
H40_3
H40_3.In the past 90 days (3 months) number of times did Buy airtime top-ups
H40_4
H40_4.In the past 90 days (3 months) number of times did Pay a school fee
H40_5
H40_5.In the past 90 days (3 months) number of times did Pay utility bills (electricity, solar lantern, water, TV, cable)
H40_6
H40_6.In the past 90 days (3 months) number of times did Send money to family members or friends
H40_7
H40_7.In the past 90 days (3 months) number of times did Receive money from family members or friends
H40_8
H40_8.In the past 90 days (3 months) number of times did Take a loan
H40_9
H40_9.In the past 90 days (3 months) number of times did Other
H41_1
H41_1. Most frequently used delivery method: Deposit money
H41_1_OTH
H41_1. Most frequently used delivery method: Deposit money [Other (specify)]
H41_2
H41_2. Most frequently used delivery method: Withdraw money
H41_2_OTH
H41_2. Most frequently used delivery method: Withdraw money [Other (specify)]
H41_3
H41_3. Most frequently used delivery method: Buy airtime top - ups
H41_3_OTH
H41_3. Most frequently used delivery method: Buy airtime top - ups [Other (specify)]
H41_4
H41_4. Most frequently used delivery method: Pay a school fee
H41_4_OTH
H41_4. Most frequently used delivery method: Pay a school fee [Other (specify)]
H41_5
H41_5. Most frequently used delivery method: Pay utility bills (electricity, solar lantern, water, TV, cable)
H41_5_OTH
H41_5. Most frequently used delivery method: Pay utility bills (electricity, solar lantern, water, TV, cable)? [Other (specify)]
H41_6
H41_6. Most frequently used delivery method: Send money to family members or friends
H41_6_OTH
H41_6. Most frequently used delivery method: Send money to family members or friends? [Other (specify)]
H41_7
H41_7. Most frequently used delivery method: Receive money from family members or friends
H41_7_OTH
H41_7. Most frequently used delivery method: Receive money from family members or friends [Other (specify)]
H41_8
H41_8. Most frequently used delivery method: Take a loan
H41_8_OTH
H41_8. Most frequently used delivery method: Take a loan[Other (specify)]
H41_9
H41_9. Most frequently used delivery method: Other
H41_9_OTH
H41_9. Most frequently used delivery method: [Other (specify)]
M1
M1. Ever used a mobile phone
M2
M2. Interest in using a mobile phone
M3_1
M3_1. Type of phone used: Basic phone (no internet capability)
M3_2
M3_2. Type of phone used: Feature phone (basic phone with internet capability)
M3_3
M3_3. Type of phone used: Smartphone (touch screen)
M3_98
M3_98. Type of phone used: Don't know
M4
M4. Currently own a personal mobile phone
M5
M5. Number of mobile phones own
M6_1
M6_1. Type of phone(s) own - First phone
M6_2
M6_2. Type of phone(s) own - Second phone
M6_3
M6_3. Type of phone(s) own - Third phone
M7
M7. Borrow or pay to use a mobile phone elsewhere
M8
M8. Main reason for not having a mobile phone
M8_OTH
M8. Main reason for not having a mobile phone_[Other (specify)]
M9
M9. Likelihood to purchase a mobile phone in the next twelve months
M10
M10. Have an active/working SIM card registered in your name
M11_1
M11_1. Number of active / working SIM cards with MTN
M11_2
M11_2. Number of active / working SIM cards with Airtel
M11_3
M11_3. Number of active / working SIM cards with Glo
M11_4
M11_4. Number of active / working SIM cards with Etisalat
M11_5
M11_5. Number of active / working SIM cards with Other
M11_OTH
M11_OTH. Number of active / working SIM cards with Other (specify)
M12
M12. Use a SIM card that belongs to somebody else
M13
M13. Likelihood to purchase own SIM card in the twelve months
M14_1
M14_1. Benefits to having own mobile phone or SIM card Talking to friends and family
M14_2
M14_2. Benefits to having own mobile phone or SIM card Running your business
M14_3
M14_3. Benefits to having own mobile phone or SIM card Conducting financial transactions
M14_4
M14_4. Benefits to having own mobile phone or SIM card Downloading / Watching / Listening to music, games, videos, ringtones
M14_5
M14_5. Benefits to having own mobile phone or SIM card Browsing social media (Facebook, Twitter, Instagram, WhatsApp)
M14_6
M14_6. Benefits to having own mobile phone or SIM card Getting information related to crop production and market price
M14_7
M14_7. Benefits to having own mobile phone or SIM card Other (specify)
M14_98
M14_98. Benefits to having own mobile phone or SIM card Don't know
M15
M15. Having a mobile phone is important
M16_1
M16_1. Last time performed on the mobile phone: Made/received calls
M16_2
M16_2. Last time performed on the mobile phone: Sent/received text messages or photos
M16_3
M16_3. Last time performed on the mobile phone: Used/browsed the internet
M16_4
M16_4. Last time performed on the mobile phone: Downloaded music, video, games, or mobile phone application
M16_5
M16_5. Last time performed on the mobile phone: Made a financial transaction such as send/receive money, pay debt, or banking transaction
M16_6
M16_6. Last time performed on the mobile phone: Used 'Call Tunes' or other audio/video on-demand-from operator services
M16_7
M16_7. Last time performed on the mobile phone: Used Facebook, WhatsApp, Twitter, Instagram or another social networking site
M16_8
M16_8. Last time performed on the mobile phone: Took a color picture
M16_9
M16_9. Last time performed on the mobile phone: Retrieved information related to agricultural activities
M19_1
M19_1. Importance for household's agricultural activities: Ability to access weather information on a mobile phone
M19_2
M19_2. Importance for household's agricultural activities: Ability to access market pricing information on a mobile phone
M19_3
M19_3. Importance for household's agricultural activities: Ability to access farming information on a mobile phone
M19_4
M19_4. Importance for household's agricultural activities: Ability to track the transportation of inputs and crops on a mobile phone
M19_5
M19_5. Importance for household's agricultural activities: Ability to buy and sell on a mobile phone
M19_6
M19_6. Importance for household's agricultural activities: Ability to charge my phone at a central location
M19_7
M19_7. Importance for household's agricultural activities: Ability to access financial services on a mobile phone
M19_8
M19_8. Importance for household's agricultural activities: Other (specify in the next page)
M19_OTH
M19_Oth. Importance for household's agricultural activities: Other abilities (specified)
M20_1
M20_1. Currently have for agricultural activities Ability to access weather information on a mobile phone
M20_2
M20_2. Currently have for agricultural activities Ability to access market pricing information on a mobile phone
M20_3
M20_3. Currently have for agricultural activities Ability to access farming information on a mobile phone
M20_4
M20_4. Currently have for agricultural activities Ability to track the transportation of inputs and crops on a mobile phone
M20_5
M20_5. Currently have for agricultural activities Ability to buy and sell on a mobile phone
M20_6
M20_6. Currently have for agricultural activities Ability to charge my phone at a central location
M20_7
M20_7. Currently have for agricultural activities Ability to access financial services on a mobile phone
M20_8
M20_8. Currently have for agricultural activities Other (specify in the next page)
M21_1
M21_1. Want to have for agricultural activities: Ability to access weather information on a mobile phone
M21_2
M21_2. Want to have for agricultural activities: Ability to access market pricing information on a mobile phone
M21_3
M21_3. Want to have for agricultural activities: Ability to access farming information on a mobile phone
M21_4
M21_4. Want to have for agricultural activities: Ability to track the transportation of inputs and crops on a mobile phone
M21_5
M21_5. Want to have for agricultural activities: Ability to buy and sell on a mobile phone
M21_6
M21_6. Want to have for agricultural activities: Ability to charge my phone at a central location
M21_7
M21_7. Want to have for agricultural activities: Ability to access financial services on a mobile phone
M21_8
M21_8. Want to have for agricultural activities: Other (specify in the next page)
M22_1
M22_1. Heard of the following: Growth Enhancement Support Scheme (GESS) by the Federal Ministry of Agriculture and Rural Development
M22_2
M22_2. Heard of the following:Price Information by Novus Agro
M23_1
M23_1. Access to :Growth Enhancement Support Scheme (GESS) by the Federal Ministry of Agriculture and Rural Development
M23_2
M23_2. Access to :Price Information by Novus Agro
F1_1
F1_1. Importance to have for agricultural activities: Bank account (non - savings)
F1_2
F1_2. Importance to have for agricultural activities: Mobile phone
F1_3
F1_3. Importance to have for agricultural activities: Mobile money account
F1_4
F1_4. Importance to have for agricultural activities: Insurance
F1_5
F1_5. Importance to have for agricultural activities: Savings account
F1_6
F1_6. Importance to have for agricultural activities: Loan
F1_7
F1_7. Importance to have for agricultural activities: Credit
F2
F2. Have ever been inside a bank
F3_1
F3_1. Benefits to having an account at a formal financial institution: Avoid lengthy wait times for bill payments
F3_2
F3_2. Benefits to having an account at a formal financial institution: Ability to save money
F3_3
F3_3. Benefits to having an account at a formal financial institution: Saving money in a secure location
F3_4
F3_4. Benefits to having an account at a formal financial institution: Ability to do more business
F3_5
F3_5. Benefits to having an account at a formal financial institution: Ability to send or receive money to/from family members or friends
F3_6
F3_6. Benefits to having an account at a formal financial institution: Ability to send or receive payments
F3_7
F3_7. Benefits to having an account at a formal financial institution: Ability to get a loan
F3_8
F3_8. Benefits to having an account at a formal financial institution: My employer / buyers / others require it
F3_9
F3_9. Benefits to having an account at a formal financial institution: Other (specify)
F3_98
F3_98. Benefits to having an account at a formal financial institution: Don't know
F4
F4. Personally have a bank account registered in your name
F80_1
F80_1.Have a bank account at Access Bank
F80_2
F80_2.Have a bank account at Citibank Nigeria Limited
F80_3
F80_3.Have a bank account at Diamond Bank
F80_4
F80_4.Have a bank account at Ecobank Nigeria
F80_5
F80_5.Have a bank account at Enterprise Bank
F80_6
F80_6.Have a bank account at Fidelity Bank
F80_7
F80_7.Have a bank account at First City Monument Bank
F80_8
F80_8.Have a bank account at Guaranty Trust Bank
F80_9
F80_9.Have a bank account at Key Stone Bank
F80_10
F80_10.Have a bank account at MainStreet Bank
F80_11
F80_11.Have a bank account at Skye Bank
F80_12
F80_12.Have a bank account at Stanbic IBTC Bank Ltd.
F80_13
F80_13.Have a bank account at Standard Chartered Bank Nigeria Ltd.
F80_14
F80_14.Have a bank account at Sterling Bank
F80_15
F80_15.Have a bank account at SunTrust Bank Nigeria Limited
F80_16
F80_16.Have a bank account at Union Bank of Nigeria
F80_17
F80_17.Have a bank account at United Bank For Africa
F80_18
F80_18.Have a bank account at Unity Bank
F80_19
F80_19.Have a bank account at Wema Bank
F80_20
F80_20.Have a bank account at Zenith Bank
F80_21
F80_21.Have a bank account at Heritage Banking Company Ltd.
F80_22
F80_22.Have a bank account at First Bank of Nigeria Ltd
F80_33
F80_33.Have a bank account at Other (specify)
F80_98
F80_98.Have a bank account at Don't know
F80_OTH
F80_OTH.Have a bank account at Others (specify)
F5
F5. Main reason do not have a bank account
F6
F6. Do you use an account that belongs to somebody else if you need to?
F7
F7. Whose account are you most likely to use if you need to?
F7_OTH
F7_OTH.Whose account are you most likely to use if you need to? Others (specify)
F8_1
F8_1.Has access to your bank account or the bank account you use that belongs to someone else:Spouse
F8_2
F8_2.Has access to your bank account or the bank account you use that belongs to someone else:Parent
F8_3
F8_3.Has access to your bank account or the bank account you use that belongs to someone else:Child
F8_4
F8_4.Has access to your bank account or the bank account you use that belongs to someone else:Other relative (specify)
F8_5
F8_5.Has access to your bank account or the bank account you use that belongs to someone else:Not related
F8_6
F8_6.Has access to your bank account or the bank account you use that belongs to someone else:None
F8_98
F8_98.Has access to your bank account or the bank account you use that belongs to someone else:Don't know
F8_OTH
F8_OTH. Has access to your bank account or the bank account you use that belongs to someone else: Other relative (specify)
F9
F9. Service offered by the institution you use
F11
F11. Last time for a deposit or withdrawal using a bank account or used a bank account for any other financial activity
F12_1
F12_1.When using a bank account for any financial activity:Over the counter in a branch of the institution
F12_2
F12_2.When using a bank account for any financial activity:ATM
F12_3
F12_3.When using a bank account for any financial activity:Over the counter at a retail store / agent
F12_4
F12_4.When using a bank account for any financial activity:Institution's website
F12_5
F12_5.When using a bank account for any financial activity:Mobile app from the bank
F12_6
F12_6.When using a bank account for any financial activity: A door-to-door agent or another person who is associated with this institution
F12_7
F12_7.When using a bank account for any financial activity:Through a mobile wallet by transferring money from my account to my phone
F12_8
F12_8.When using a bank account for any financial activity:Other (specify)
F12_98
F12_98.When using a bank account for any financial activity:Don't know
F13
F13. Preferred way to use a bank for financial activities
F14_1
F14_1. Have ever done using a bank account:Deposit money
F14_2
F14_2. Have ever done using a bank account:Withdraw money
F14_3
F14_3. Have ever done using a bank account:Buy airtime top-ups
F14_4
F14_4. Have ever done using a bank account:Pay a school fee
F14_5
F14_5. Have ever done using a bank account: Pay utility bills (electricity, solar lantern, water, TV, cable)
F14_6
F14_6. Have ever done using a bank account:Send money to family members or friends
F14_7
F14_7. Have ever done using a bank account:Receive money from family members or friends
F14_8
F14_8. Have ever done using a bank account:Other(Specify)
F15_1
F15_1.Use a bank account for:Pay employees
F15_2
F15_2.Use a bank account for:Pay suppliers
F15_3
F15_3.Use a bank account for:Receive payments from customers
F15_4
F15_4.Use a bank account for:Receive payments from suppliers
F15_5
F15_5.Use a bank account for:Receive payments from the government i.e.for inputs or production loan
F15_6
F15_6.Use a bank account for:Make investment, e.g.buy new equipment or expand the office or business building
F15_7
F15_7.Use a bank account for:Pay business associated expenses, including rent, taxes, utility and transportation bills
F15_8
F15_8.Use a bank account for:Pay for agricultural inputs (seeds, pesticides, fertilizers, etc.),
F15_9
F15_9.Use a bank account for: Other (specify)
F15_10
F15_10.Use a bank account for: I do not use my bank account to make business transactions
F16_1
F16_1.Reason do not use a bank account for any payments or purchases:I do not have a business
F16_2
F16_2.Reason do not use a bank account for any payments or purchases:I will have to pay extra taxes
F16_3
F16_3.Reason do not use a bank account for any payments or purchases:I will have to pay bribes to government officials to avoid taxation / licensing / paper work
F16_4
F16_4.Reason do not use a bank account for any payments or purchases:My business is not registered, it is not formal
F16_5
F16_5.Reason do not use a bank account for any payments or purchases:To pay account fees I will have to raise prices and people won’t buy from me
F16_6
F16_6.Reason do not use a bank account for any payments or purchases:My business is too small to need a bank account
F16_7
F16_7.Reason do not use a bank account for any payments or purchases:I use other methods of payment
F16_8
F16_8.Reason do not use a bank account for any payments or purchases:Other (specify)
F16_98
F16_98.Reason do not use a bank account for any payments or purchases:Don't know
F16_OTH
F16_OTH.Reason do not use a bank account for any payments or purchases:Other (specify)
F17_1
F17_1.Have ever used:Microfinance institution
F17_2
F17_2.Have ever used:SACCO (Savings and Credit Cooperative Society)
F17_3
F17_3.Have ever used:Cooperative
F17_4
F17_4.Have ever used:VSLAs (Village Saving and Lending Associations)
F17_5
F17_5.Have ever used:Post office bank
F19_1
F19_1. Have an account/membership in your name with:Microfinance institution
F19_2
F19_2. Have an account/membership in your name with:SACCO (Savings and Credit Cooperative Society)
F19_3
F19_3. Have an account/membership in your name with:Cooperative
F19_4
F19_4. Have an account/membership in your name with:VSLAs (Village Saving and Lending Associations)
F19_5
F19_5. Have an account/membership in your name with: Post office bank
F20_1
F20_1. Last time you used the account/membership in your name:Microfinance institution
F20_2
F20_2. Last time you used the account/membership in your name:SACCO (Savings and Credit Cooperative Society)
F20_3
F20_3. Last time you used the account/membership in your name:Cooperative
F20_4
F20_4. Last time you used the account/membership in your name:VSLAs (Village Saving and Lending Associations)
F20_5
F20_5. Last time you used the account/membership in your name:Post office bank
F21_1
F21_1. Services your Microfinance institution
F21_2
F21_2. Services your SACCO (Savings and Credit Cooperative Society)
F21_3
F21_3. Services your Cooperative
F21_4
F21_4. Services your VSLAs (Village Saving and Lending Associations)
F21_5
F21_5. Services your Post office bank
F81_1
F81_1.At which microfinance institutions do you have an account? Microfinance institution
F81_2
F81_2.At which microfinance institutions do you have an account? SACCO (Savings and Credit Cooperative Society)
F81_3
F81_3.At which microfinance institutions do you have an account? Cooperative
F81_4
F81_4.At which microfinance institutions do you have an account? VSLAs (Village Saving and Lending Associations)
F81_5
F81_5.At which microfinance institutions do you have an account? Post office bank
F81_98
F81_98.At which microfinance institutions do you have an account? Don’t know
F22_1_1
F22_1_1. Activity ever done using a (Microfinance institution) Deposit money
F22_1_2
F22_1_2. Activity ever done using a (Microfinance institution) Withdraw money
F22_1_3
F22_1_3. Activity ever done using a (Microfinance institution) Buy airtime top-ups
F22_1_4
F22_1_4. Activity ever done using a (Microfinance institution) Pay utility bills (electricity, solar lantern, water, TV, cable)
F22_1_5
F22_1_5. Activity ever done using a (Microfinance institution) Send money to family members or friends
F22_1_6
F22_1_6. Activity ever done using a (Microfinance institution) Receive money from family members or friends
F22_1_7
F22_1_7. Activity ever done using a (Microfinance institution) Other(Specify)
F22_1_OTH
F22_1_OTH. Activity ever done using a (Microfinance institution) account_Specify other activity here
F22_2_1
F22_2_1.Activity ever done using a (SACCO) Deposit money
F22_2_2
F22_2_2.Activity ever done using a (SACCO) Withdraw money
F22_2_3
F22_2_3.Activity ever done using a (SACCO) Buy airtime top-ups
F22_2_4
F22_2_4.Activity ever done using a (SACCO) Pay utility bills (electricity, solar lantern, water, TV, cable)
F22_2_5
F22_2_5.Activity ever done using a (SACCO) Send money to family members or friends
F22_2_6
F22_2_6.Activity ever done using a (SACCO) Receive money from family members or friends
F22_2_7
F22_2_7.Activity ever done using a (SACCO) Other(Specify)
F22_2_OTH
F22_2_OTH.Activity ever done using a (SACCO) account_Specify other activity here
F22_3_1
F22_3_1. Activity ever done using a (Cooperative) Deposit money
F22_3_2
F22_3_2. Activity ever done using a (Cooperative) Withdraw money
F22_3_3
F22_3_3. Activity ever done using a (Cooperative) Buy airtime top-ups
F22_3_4
F22_3_4. Activity ever done using a (Cooperative) Pay utility bills (electricity, solar lantern, water, TV, cable)
F22_3_5
F22_3_5. Activity ever done using a (Cooperative) Send money to family members or friends
F22_3_6
F22_3_6. Activity ever done using a (Cooperative) Receive money from family members or friends
F22_3_7
F22_3_7. Activity ever done using a (Cooperative) Other(Specify)
F22_3_OTH
F22_3_OTH. Activity ever done using a (Cooperative) account_Specify other activity here
F22_4_1
F22_4_1. Activity ever done using a (VSLAs) Deposit money
F22_4_2
F22_4_2. Activity ever done using a (VSLAs) Withdraw money
F22_4_3
F22_4_3. Activity ever done using a (VSLAs) Buy airtime top-ups
F22_4_4
F22_4_4. Activity ever done using a (VSLAs) Pay utility bills (electricity, solar lantern, water, TV, cable)
F22_4_5
F22_4_5. Activity ever done using a (VSLAs) Send money to family members or friends
F22_4_6
F22_4_6. Activity ever done using a (VSLAs) Receive money from family members or friends
F22_4_7
F22_4_7. Activity ever done using a (VSLAs) Other(Specify)
F22_4_OTH
F22_4_OTH. Activity ever done using a (VSLAs) account_Specify other activity here
F22_5_1
F22_5_1. Activity ever done using a (Post office bank) Deposit money
F22_5_2
F22_5_2. Activity ever done using a (Post office bank) Withdraw money
F22_5_3
F22_5_3. Activity ever done using a (Post office bank) Buy airtime top-ups
F22_5_4
F22_5_4. Activity ever done using a (Post office bank) Pay utility bills (electricity, solar lantern, water, TV, cable)
F22_5_5
F22_5_5. Activity ever done using a (Post office bank) Send money to family members or friends
F22_5_6
F22_5_6. Activity ever done using a (Post office bank) Receive money from family members or friends
F22_5_7
F22_5_7. Activity ever done using a (Post office bank) Other(Specify)
F22_5_OTH
F22_5_OTH. Activity ever done using a (Post office bank) account_Specify other activity here
F23_1_1
F23_1_1. Activity ever done using a (Microfinance institution) Pay employees
Total: 1221
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