| Value | Category | Cases | |
|---|---|---|---|
| 1 | The high interest rate | 0 | 
                                    
                                    0%
                                 | 
| 2 | Unacceptable terms | 2 | 
                                    
                                    40%
                                 | 
| 3 | It need to much time and effort | 0 | 
                                    
                                    0%
                                 | 
| 4 | I don't need | 3 | 
                                    
                                    60%
                                 | 
| 5 | progonoses done in advance dont give possibility to plan | 0 | 
                                    
                                    0%
                                 | 
| 6 | We have recently taken credit and won give yet | 0 | 
                                    
                                    0%
                                 | 
| 7 | doesn’t give for the economy | 0 | 
                                    
                                    0%
                                 | 
| 10 | couldn’t pay, works on loss | 0 | 
                                    
                                    0%
                                 | 
| 11 | hasn’t covered a loan yet | 0 | 
                                    
                                    0%
                                 | 
| 12 | couldn’t gain such profit | 0 | 
                                    
                                    0%
                                 | 
| Sysmiss | 94 |