| Value | Category | Cases | |
|---|---|---|---|
| AFRAID OF LOANS | 18 |
25.7%
|
|
| CAN NOT MANAGE BUSINESS ITS INTENDED FOR | 3 |
4.3%
|
|
| CANT AFFORD TO PAY BACK | 10 |
14.3%
|
|
| CONFLICT WITH BELIEFS | 1 |
1.4%
|
|
| HARSH TERMS | 1 |
1.4%
|
|
| HIGH INTEREST RATES | 9 |
12.9%
|
|
| NO CREDIT FACILITIES | 8 |
11.4%
|
|
| NO NEED | 7 |
10%
|
|
| NO SECURITY | 2 |
2.9%
|
|
| REFUSAL | 1 |
1.4%
|
|
| RELUCTANT | 1 |
1.4%
|
|
| SICK | 3 |
4.3%
|
|
| STILL PAYING PREVIOUS LOANS | 6 |
8.6%
|